Baccarat Rules

Played from a six-deck or an eight-deck shoe, all face cards and 10s have no value in baccarat. Aces are worth 1 and those cards 10 are less than counted at face value. Remember that suits do not matter. In this game, any count that reaches a double digit you need to drop the left digit. For example 15 and 25 are counted as 5. In other words, only single digit values are considered valid.

Bank’s third-card-rule
1. The banks stand if the total is 7.
2. The bank draws a third card if the bank total is 6 and if the player’s third card was a 6 or 7.
3. Unless the players third card was a 0, 1, 8, or 9, the bank draws a third card if the banks total is 4.
4. Unless the players third card was an 8, the bank draws a third card if the banks total is 3.
5. Regardless of what the players third card is, the bank draws a third card if the banks total is 2.

Player’s third-card-rule
1. The player draws a third card if the player’s total is less than or equal to 5.
2. the player will not draw a third card if he has a total of 8 or 9 on the first two cards. And this resulting hand is called a natural and the hand is considered over.